:root{--ground:#f7f7f7;--paper:#fff;--ink:#231f26;--rose:#cc5067;--rose-deep:#9c3a50;--blush:#f7dbe4;--blush-2:#fceff3;--muted:#7c7178;--line:#eae1e4;--serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,serif;--sans:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color-scheme:light}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;overflow-x:clip}
body{background:var(--ground);color:var(--ink);font-family:var(--sans);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:clip;max-width:100%}
.wrap{max-width:1160px;margin:0 auto;padding:0 28px}
h1,h2,h3{font-family:var(--serif);font-weight:600;line-height:1.09;letter-spacing:-.01em;text-wrap:balance}
.eyebrow{text-transform:uppercase;letter-spacing:.22em;font-size:12px;font-weight:700;color:var(--rose)}
a{color:inherit;text-decoration:none}
.btn{display:inline-flex;align-items:center;gap:.5em;font-weight:600;font-size:15px;padding:15px 26px;border-radius:999px;cursor:pointer;border:1px solid transparent;transition:.2s}
.btn-primary{background:var(--rose);color:#fff;box-shadow:0 10px 26px -12px rgba(204,80,103,.7)}
.btn-primary:hover{background:var(--rose-deep);transform:translateY(-1px)}
.btn-ghost{border-color:var(--line);color:var(--ink);background:var(--paper)}
.btn-ghost:hover{border-color:var(--rose);color:var(--rose)}
header.brand{background:var(--ground);border-bottom:1px solid var(--line);text-align:center;padding:20px 0 0;position:relative}
header.brand .logo{max-height:340px;width:auto;display:block;margin:0 auto}
.phone-top{position:absolute;top:22px;right:36px;z-index:3;display:flex;flex-direction:column;align-items:flex-end;line-height:1.08;font-family:var(--serif);font-size:29px;font-weight:700;color:var(--ink);letter-spacing:.01em}
.phone-top .pl{font-family:var(--sans);font-size:11px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--rose);margin-bottom:4px}
.phone-top:hover{color:var(--rose)}
nav.links{background:var(--ink);margin-top:20px}
.navrow{display:flex;justify-content:space-between;align-items:stretch;max-width:1240px;margin:0 auto;padding:0 46px}
.navrow a{font-family:var(--serif);font-size:17px;text-transform:uppercase;letter-spacing:.16em;font-weight:600;color:#e9dade;opacity:.85;padding:21px 4px;position:relative;transition:color .2s,opacity .2s}
.navrow a:after{content:"";position:absolute;left:4px;right:4px;bottom:13px;height:2px;background:var(--rose);border-radius:2px;transform:scaleX(0);transform-origin:center;transition:transform .22s}
.navrow a:hover:after,.navrow a.active:after{transform:scaleX(1)}
.navrow a:hover,.navrow a.active{color:#fff;opacity:1}
/* Six nav items in one row get tight just above the hamburger breakpoint; trim
   the tracking and gutters through that band so nothing wraps or collides. */
@media(min-width:821px) and (max-width:1040px){.navrow{padding:0 24px}.navrow a{font-size:15px;letter-spacing:.1em}}
.nav-toggle{display:none}
@media(max-width:820px){.nav-toggle{display:inline-flex;align-items:center;gap:11px;margin:0 auto;padding:14px 18px;background:none;border:0;cursor:pointer;color:#e9dade;font-family:var(--serif);text-transform:uppercase;letter-spacing:.16em;font-size:15px;font-weight:600}.nav-toggle .bars,.nav-toggle .bars:before,.nav-toggle .bars:after{content:"";display:block;width:22px;height:2px;background:currentColor;border-radius:2px;transition:.25s}.nav-toggle .bars{position:relative}.nav-toggle .bars:before,.nav-toggle .bars:after{position:absolute;left:0}.nav-toggle .bars:before{top:-7px}.nav-toggle .bars:after{top:7px}.links.open .nav-toggle .bars{background:transparent}.links.open .nav-toggle .bars:before{top:0;transform:rotate(45deg)}.links.open .nav-toggle .bars:after{top:0;transform:rotate(-45deg)}.navrow{display:none;flex-direction:column;align-items:stretch;padding:0 0 8px;max-width:none}.links.open .navrow{display:flex}.navrow a{padding:15px 22px;font-size:15px;letter-spacing:.12em;text-align:center;border-top:1px solid rgba(255,255,255,.07)}.navrow a:after{display:none}}
@media(max-width:640px){header.brand .logo{max-height:240px}.phone-top{position:static;align-items:center;margin:0 auto 4px;font-size:24px}nav.links{margin-top:14px}}
.hero{position:relative;padding:66px 0 84px;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(78% 60% at 84% 8%,var(--blush) 0%,transparent 58%),radial-gradient(50% 40% at 6% 94%,var(--blush-2) 0%,transparent 60%);z-index:0}
.hero-inner{position:relative;z-index:1;display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center}
.hero h1{font-size:clamp(34px,5vw,58px);margin:14px 0 18px}
.hero h1 em{font-style:italic;color:var(--rose)}
.hero p.lede{font-size:19px;color:var(--muted);max-width:36ch;margin-bottom:28px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.assurance{margin-top:22px;display:flex;gap:20px;flex-wrap:wrap;font-size:13.5px;color:var(--muted)}
.assurance span{display:flex;align-items:center;gap:7px}
.tick{width:16px;height:16px;flex:none;color:var(--rose)}
@media(max-width:860px){.hero-inner{grid-template-columns:1fr;gap:34px}.hero{padding:40px 0 54px}}
.card{background:var(--paper);border:1px solid var(--line);border-radius:22px;padding:30px 28px;box-shadow:0 40px 80px -50px rgba(120,40,60,.45)}
.card .ribbon{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--rose);background:var(--blush);padding:6px 12px;border-radius:999px;margin-bottom:14px}
.card h3{font-size:24px;margin-bottom:4px}
.card .sub{font-size:14px;color:var(--muted);margin-bottom:18px}
.field{margin-bottom:12px}
.field label{display:block;font-size:12px;font-weight:600;color:var(--muted);margin-bottom:5px}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:11px;font-size:16px;font-family:var(--sans);background:#fff;color:var(--ink)}
.field,.field input,.field select,.field textarea{min-width:0}
.field textarea{min-height:90px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--rose);box-shadow:0 0 0 3px rgba(204,80,103,.14)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
form .btn-primary{width:100%;justify-content:center;margin-top:6px}
.fineprint{font-size:11px;color:var(--muted);margin-top:12px;line-height:1.5}
.thanks{text-align:center;padding:26px 6px}
.thanks h3{color:var(--rose);font-size:26px;margin-bottom:8px}
.thanks p{color:var(--muted)}
.band{background:var(--ink);color:#f2e7ea}
.band .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding:38px 28px}
.band .stat{text-align:center}.band .num{font-family:var(--serif);font-size:34px;color:#fff}.band .num em{font-style:normal;color:var(--rose)}
.band .lbl{font-size:12.5px;color:#c7b8bd;margin-top:4px}
@media(max-width:760px){.band .wrap{grid-template-columns:1fr 1fr;gap:26px}}
section.block{padding:80px 0}
.sec-head{text-align:center;max-width:640px;margin:0 auto 48px}
.sec-head h2{font-size:clamp(29px,4vw,42px);margin:12px 0 12px}.sec-head p{color:var(--muted);font-size:17px}
.paths{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.path{background:var(--paper);border:1px solid var(--line);border-radius:20px;padding:32px 26px;transition:.22s}
.path:hover{transform:translateY(-4px);box-shadow:0 30px 60px -40px rgba(120,40,60,.5);border-color:var(--blush)}
.path .pic{width:52px;height:52px;border-radius:13px;background:var(--blush);display:flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--rose)}
.path h3{font-size:22px;margin-bottom:10px}.path p{color:var(--muted);font-size:15px;margin-bottom:16px}
.path .go{font-weight:600;color:var(--rose);font-size:14.5px}
@media(max-width:820px){.paths{grid-template-columns:1fr}}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:s}
.step{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:30px 26px}
.step .n{counter-increment:s;font-family:var(--serif);font-size:15px;font-weight:700;color:#fff;background:var(--rose);width:34px;height:34px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.step .n:before{content:counter(s)}
.step h3{font-size:20px;margin-bottom:8px}.step p{color:var(--muted);font-size:15px}
@media(max-width:820px){.steps{grid-template-columns:1fr}}
.compare{max-width:860px;margin:0 auto;border-radius:20px;overflow:hidden;border:1px solid var(--line);box-shadow:0 34px 74px -52px rgba(120,40,60,.5)}
.compare .crow{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr) minmax(0,1fr)}
.compare .crow>div{padding:16px 20px;display:flex;align-items:center;gap:9px;border-bottom:1px solid var(--line)}
.compare .crow:last-child>div{border-bottom:none}
.compare .chead>div{font-family:var(--serif);font-size:16px;font-weight:600;padding-top:19px;padding-bottom:19px;border-bottom:none}
.compare .chead{background:var(--ink);color:#f2e7ea}
.compare .chead .ush{background:var(--rose);color:#fff;justify-content:flex-start}.compare .chead .themh{justify-content:flex-start;color:#c7b8bd}
.compare .feat{background:#fff;font-weight:600;color:var(--ink);font-size:15px}
.compare .us{background:var(--blush);color:var(--rose-deep);font-weight:600;font-size:14.5px;justify-content:flex-start}
.compare .them{background:#fff;color:var(--muted);font-size:14.5px;justify-content:flex-start}
.compare .ic{width:17px;height:17px;flex:none}.compare .us .ic{color:var(--rose)}.compare .them .ic{color:#cbb9c0}
.story-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
@media(max-width:820px){.story-grid{grid-template-columns:1fr;gap:30px}}
@media(max-width:560px){.compare .chead{display:none}.compare .crow{grid-template-columns:1fr;border-bottom:8px solid var(--paper)}.compare .crow:last-child{border-bottom:none}.compare .feat{background:var(--ink);color:#fff;font-weight:700;font-size:14.5px}.compare .us,.compare .them{justify-content:flex-start;font-size:14.5px;padding:13px 16px}.compare .us::before{content:"With Resilient";flex:1;font-size:12px;color:var(--rose-deep);font-weight:700}.compare .them::before{content:"With an agent";flex:1;font-size:12px;color:var(--muted);font-weight:700}.compare .ic{width:16px;height:16px;order:1}}
.final{background:var(--ink);color:#f4e9ec;text-align:center}.final .wrap{padding:74px 28px}
.final h2{color:#fff;font-size:clamp(29px,4vw,44px);margin-bottom:14px}.final p{color:#c8b9be;font-size:18px;margin-bottom:26px}
footer{background:#17141a;color:#c9bac0;font-size:14px}
footer .wrap{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.4fr;gap:40px;padding:56px 28px 30px;align-items:start}
footer .wrap>*{min-width:0}
footer h4{text-transform:uppercase;letter-spacing:.14em;font-size:11.5px;color:#8d7982;margin-bottom:14px}
footer a{display:block;color:#c9bac0;margin-bottom:9px;opacity:.9;overflow-wrap:anywhere}footer a:hover{color:var(--rose)}
.brandcol{display:flex;flex-direction:column;align-items:center;text-align:center}
.flogo{margin-bottom:12px}.flogo img{max-width:230px;width:100%;height:auto;display:block;margin:0 auto}
.fbrand{font-family:var(--serif);font-size:16px;color:#fff;text-transform:uppercase;letter-spacing:.03em;overflow-wrap:anywhere}.fbrand b{color:#f29ab0;font-weight:600}
.ftag{color:#a58f98;font-size:13px;margin-top:8px;font-style:italic}
.fcontact{margin-top:18px;display:flex;flex-direction:column;gap:9px}.fcontact a{margin:0;font-weight:600;color:#e7d8dd}
.of-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 26px}
.foot-cta{border-top:1px solid #2f2830;margin:0 28px;padding:24px 0;display:flex;align-items:center;justify-content:center;gap:16px;flex-wrap:wrap;text-align:center}
.foot-cta span{color:#e7d8dd;font-size:15px}
.foot-cta a{display:inline-flex;align-items:center;background:var(--rose);color:#fff;font-weight:700;font-size:14px;padding:10px 20px;border-radius:999px;text-decoration:none;margin:0}.foot-cta a:hover{background:var(--rose-deep)}
.foot-bottom{border-top:1px solid #2f2830;padding:20px 28px;text-align:center;color:#7e6c76;font-size:12.5px}
.foot-bottom a{display:inline;color:inherit;margin:0;opacity:1;text-decoration:underline;text-underline-offset:2px}.foot-bottom a:hover{color:var(--rose)}
@media(max-width:900px){footer .wrap{grid-template-columns:1fr 1fr}.brandcol{align-items:flex-start;text-align:left}.flogo img{margin:0}}
@media(max-width:560px){footer .wrap{grid-template-columns:1fr;gap:30px}}
.prose{max-width:780px;margin:0 auto;padding:66px 28px}
.prose h1{font-size:clamp(32px,4.4vw,46px);margin-bottom:10px}
.prose .lede{color:var(--muted);font-size:18px;margin-bottom:16px}
.prose h2{font-size:23px;margin:32px 0 10px}
.prose p{color:#4a434a;margin-bottom:14px}
.prose .updated{color:var(--muted);font-size:13px;margin-bottom:24px}
.ilp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:18px}
.ilp-card{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:30px 24px;text-align:center;display:flex;flex-direction:column}
.ilp-card h3{font-size:20px;margin-bottom:8px}.ilp-card p{color:var(--muted);font-size:14.5px;margin-bottom:22px}
.ilp-card .btn{margin-top:auto;align-self:center}
@media(max-width:820px){.ilp-grid{grid-template-columns:1fr}}
/* ---- owner finance: wide form card, grouped fieldsets, pill choices ---- */
.card-wide{max-width:780px;margin:0 auto}
form fieldset{border:0;padding:0;margin:0 0 22px;min-width:0}
form fieldset+fieldset{border-top:1px solid var(--line);padding-top:21px}
form legend{font-family:var(--serif);font-size:15.5px;font-weight:600;color:var(--ink);margin-bottom:13px;padding:0}
form legend .sn{display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;border-radius:50%;background:var(--blush);color:var(--rose-deep);font-family:var(--sans);font-size:11.5px;font-weight:700;margin-right:9px;vertical-align:-4px}
.field .seg{display:flex;flex-wrap:wrap;gap:8px}
.field .seg input{position:absolute;width:1px;height:1px;opacity:0;pointer-events:none}
.field .seg label{display:inline-flex;align-items:center;margin:0;padding:9px 15px;border:1px solid var(--line);border-radius:999px;background:#fff;font-size:13.5px;font-weight:600;color:var(--muted);cursor:pointer;transition:.16s}
.field .seg label:hover{border-color:var(--rose);color:var(--rose)}
.field .seg input:checked+label{background:var(--rose);border-color:var(--rose);color:#fff;box-shadow:0 8px 18px -10px rgba(204,80,103,.9)}
.field .seg input:focus-visible+label{outline:2px solid var(--rose);outline-offset:2px}
.field .hint{display:block;font-size:11.5px;color:var(--muted);margin-top:6px;font-weight:400}
/* Explicit SMS-consent checkbox — the ILP intake forms replaced GHL-hosted forms
   that each carried one, so the checkbox (and its exact wording) carries over. */
.consent{display:flex;gap:11px;align-items:flex-start;margin-top:2px}
.consent input{flex:none;width:17px;height:17px;margin-top:3px;accent-color:var(--rose)}
.consent label{font-size:12px;font-weight:400;color:var(--muted);line-height:1.5;cursor:pointer}
.fitgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.fit{display:flex;gap:12px;align-items:flex-start;background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:16px 17px}
.fit svg{color:var(--rose);flex:none;margin-top:2px}
.fit b{display:block;font-size:14.5px;color:var(--ink);font-weight:600;margin-bottom:3px}
.fit span{font-size:13.5px;color:var(--muted);line-height:1.45;display:block}
@media(max-width:640px){.fitgrid{grid-template-columns:1fr}}
.faq{max-width:820px;margin:0 auto;display:grid;gap:15px}
.faq .qa{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:23px 25px}
.faq .qa h3{font-size:18.5px;margin-bottom:8px}
.faq .qa p{color:var(--muted);font-size:15px;margin:0;max-width:70ch}
.of-note{max-width:820px;margin:34px auto 0;border:1px solid var(--line);border-left:3px solid var(--rose);border-radius:14px;background:var(--paper);padding:23px 25px}
.of-note h3{font-size:18px;margin-bottom:8px}
.of-note p{color:var(--muted);font-size:14.5px;margin:0;max-width:72ch}
.citylinks{display:flex;flex-wrap:wrap;gap:9px;justify-content:center}
.citylinks a{border:1px solid var(--line);background:var(--paper);border-radius:999px;padding:9px 18px;font-size:14px;font-weight:600;color:var(--ink);transition:.16s}
.citylinks a:hover{border-color:var(--rose);color:var(--rose)}
.citylinks a[aria-current]{background:var(--rose);border-color:var(--rose);color:#fff}
.of-prose{max-width:780px;margin:0 auto;display:grid;gap:15px}
.of-prose p{color:#4a434a;font-size:16.5px}
.of-prose strong{color:var(--ink);font-weight:650}
.hp-field{position:absolute!important;width:1px;height:1px;padding:0;margin:0;overflow:hidden;clip:rect(0 0 0 0);clip-path:inset(50%);border:0;white-space:nowrap}
.mailto{overflow-wrap:break-word}
.money-wrap{position:relative}
.money-wrap .cur{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-size:15px;pointer-events:none}
.money-wrap input{padding-left:27px;font-variant-numeric:tabular-nums}